Terms of Service

Last Updated: June 2026


These Terms of Service ("Terms") govern your access to and use of the websites, software, products, services, assessments, training programs, consulting services, marketing services, and related offerings provided by Anchor + Sail LLC d/b/a 4 Quadrants Business OS ("Company," "4 Quadrants Business OS," "4Q," "we," "our," or "us").


By accessing or using our Services, you agree to be bound by these Terms.


Services


Anchor + Sail LLC d/b/a 4 Quadrants Business OS provides business consulting, coaching, strategy development, assessments, online training, educational content, website design, website redesign, website hosting, website management, digital marketing services, lead generation services, software-as-a-service (SaaS) solutions, CRM platforms, marketing automation systems, analytics and reporting services, data services, payment processing integrations, and related business services.


We reserve the right to modify, suspend, or discontinue any Service at any time without prior notice.


Eligibility


You must be at least eighteen (18) years of age and legally capable of entering into a binding agreement to use our Services.


User Accounts


You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.


You agree to provide accurate and complete information when registering for any Service.


Fees and Payments


Certain Services require payment. By purchasing a Service, you agree to pay all applicable fees.


Subscription-based Services may renew automatically unless canceled prior to the renewal date.


All payments are non-refundable unless otherwise stated in a written agreement or required by law.


Payment processing may be performed through third-party payment providers. Your use of such services may be subject to their terms and conditions.


Intellectual Property


All content, software, assessments, methodologies, training materials, graphics, branding, documentation, and intellectual property provided by the Company remain the exclusive property of Anchor + Sail LLC d/b/a 4 Quadrants Business OS.


No content may be copied, reproduced, distributed, modified, sold, or exploited without prior written consent.


Consulting and Training Disclaimer


Consulting services, assessments, recommendations, coaching, educational content, and training materials are provided for informational and educational purposes only.


We make no guarantee regarding business performance, profitability, revenue growth, marketing results, operational improvements, or any specific outcome.


Results vary based on numerous factors beyond our control.


Marketing Services Disclaimer


Marketing results vary by industry, market conditions, competition, implementation, budget, and other factors.


We do not guarantee leads, appointments, sales, website traffic, search rankings, conversion rates, or return on investment.


Software and Technology Services


We strive to provide reliable services but do not guarantee uninterrupted access to websites, CRM platforms, marketing systems, software applications, automation tools, hosting environments, or third-party integrations.


Scheduled maintenance, updates, outages, and service interruptions may occur.


Data Services


Certain Services may include access to business data, analytics, lead information, contact databases, reporting tools, or other third-party data sources.


We do not guarantee the accuracy, completeness, availability, or timeliness of any third-party data.


Users are responsible for complying with all applicable laws regarding data usage, communications, privacy, and marketing activities.


Third-Party Providers


Certain Services may be delivered through third-party technology providers, software platforms, communication services, hosting providers, payment processors, data providers, and integration partners.


Your use of those services may also be governed by the terms and policies of the applicable third party.


Acceptable Use


You agree not to:


Violate any applicable law or regulation

Send spam or unauthorized communications

Engage in fraudulent or deceptive activity

Attempt unauthorized access to systems or data

Interfere with the operation or security of our Services

Use Services in a manner that harms the Company or other users

Limitation of Liability


To the fullest extent permitted by law, Anchor + Sail LLC d/b/a 4 Quadrants Business OS shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from the use of our Services.


Our total liability for any claim shall not exceed the amount paid by you to the Company during the twelve (12) months preceding the event giving rise to the claim.


Indemnification


You agree to indemnify, defend, and hold harmless Anchor + Sail LLC d/b/a 4 Quadrants Business OS, its owners, employees, contractors, affiliates, and representatives from any claims, damages, liabilities, costs, or expenses arising from your use of the Services.


Termination


We reserve the right to suspend or terminate access to any Service at our sole discretion and without prior notice.


Governing Law


These Terms shall be governed by and construed under the laws of the State of Indiana without regard to conflict of law principles.


Contact Information


Anchor + Sail LLC d/b/a 4 Quadrants Business OS


Website: https://4quadrantsos.com


Email: info@4quadrantsos.com


Phone: 463-403-0451


By using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.